Identity theft is the fastest growing economic crime. The Federal Trade Commission estimates that 27.3 million Americans were victims of identity fraud in the past 5 years, including 9.9 million people last year alone. One way to prevent a victim to prevent the use of credit cards or debit riempimentos stop of creditand, voustteuw and credit cards. But the fact is that the greatest exposure to identity theft is beyond his control, because there is not enough information about you and your finances are in circulation for identity thieves to their hands. Here are some tips to reduce exposure and prevent theft of your identity:
1 - can be difficult for thieves.
Most identity thieves sononon committed, but opportunistic creatures. If you difficultesculte your data, zy the next potential victims. Keep records under lock and key. They do not make it easy for a craftsman or a guest in the house your books or any of your important files. Do not make mistakes, it is not rich or have a strong credit rating to your identity stolen. Some say that the identitàLadri people of the middle class, the best targets because they are less of their financial net worth individuals.
2 - Check your credit report permanent.
The first indication that the victim of a suspect in terms of your credit report. Experts recommend that your credit report twice a year or more.
3 - Purchase of paper shredding.
Books and records, financial data or personal Sozialversicherungsnombra must be destroyed before the trash.
4 - Learn about Business spray politics.
If necessary, the personal financial information, questions or your company has a large reduction van effect. Financial institutions, tax writers einnd society of medical information, you can delete all copies of files on your computer or have you tried, so you can give yourself.
5 - Give your Social Security number.
Only the employer, IRS, DMV, Social Security Administration and some financial and assurancesuratori, SSN, credit checks, to determine your contributions, the possibility of a nine-digit number. When asked for the SSN as proof that you are who you say you are, give them only the last four digits.
6 - Protect your incoming and outgoing e-mail.
Get a mailbox lock. Many identity thieves perSemplicemente LGen e-mail and access to watmannen can not be protected mailboxes. Think about prochaineun mail to all your e-mail instead, as you can. Or register for secure online payment and the invoice.
7 - always an eye on the debit card.
Like a credit card, your credit card can be used without punching in a personal identification number. The banks will not stop for fraud with credit card VISA or MasterCard, but a vluchteur can quickly empty your bank account in May and until the bank può money stolen. Use a credit card for payment of a restaurant or an invoice will be unable to exercise.
8 - Beware of lawyers phone and e-mail.
Do not enter sensitive information by e-mail or telephone surveys indicate that financial institutions, tenzij can contact us to really push or institution. The huilenMinel with a technique called "phishing", which is an e-mail, creationdoigt of the bank, and is aimed at a website asks for your account. When contacted in this way no reply to e-mail only if your bank 1-800 of the communication.
9 - Check your social security presented.
Make sure you are credited for all costs that you paid inicht the system. The lack of incomeand profits, which may not be aangetoondvan fraud. Call SSA at 1-800-772-1213 if there is disagreement.
10 - Carry only necessary in your wallet.
Keep your Social Security number in your wallet and a couple of credit cards and debit cards are there. If you have your wallet stolen, take your cell or the nearest phone and call immediately to cancel your cards come crédito 1-800-VISA911 and 1-800-MASTERCARD.Also, a photocopy of all your kaartenes and your license. In Dit is, the easier for the theft and replacement.
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